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Capital Retirement Plan Services, Inc.

Welcome

 

 

 

 

a confident climb toward retirement

 

About Us

Capital Retirement Plan Services, Inc. ("Plan Services") is an SEC Registered Investment Advisor offering services to employers, retirement plan sponsors, trustees and participants across the country.

Plan Services focuses on 401(k), 403(b), Simple and SEP retirement plans and works with a variety of third party administrators, record keepers, law firms, custodians and platforms.

Located in the beautiful city of Spokane, Washington, Plan Services is under private ownership of President and CEO James K. Wilson.

Plan Services maintains affiliation with SEC Registered Investment Advisor Northern Capital Management Inc. (Est. 1992) a firm focused on wealth management services for individual clients, corporations, and foundations. 

 
 

Our Focus 

COMMITTED TO SERVING

  • 401(k) Plans
  • 403(b) Plans
  • Cash Balance Plans
  • Simplified Employer Pension (SEP) Plans
  • Simple IRA Plans

Committed to Educating

  • Employers
  • Plan Sponsors and Trustees
  • Human Resources and Benefits Professionals
  • Retirement Plan Participants

Committed to Providing fiduciary advice

  • Participant advice on investment selection and allocation
  • Guidance to Employers and Plan Sponsors on plan design, platform options and/or plan investment menu options

 

 

Education is the best provision for old age. ~ Aristotle

 

Our Service

Offering a retirement plan to your employees is a challenging and rewarding decision.  Administering the plan, managing assets or choosing to allow participants to direct their own investments require specific actions and responsibilities. We enjoy assisting our retirement plan clients directly and also in partnership with outside third party covered service providers.

Key components of a well executed retirement plan include:

Plan Governance

Plan Governance

Plan Governance is the overarching term used for managing legal risks, ensuring the plan is operating efficiently and properly, structuring the plan to maximize positive experiences and encourage participation, and ensure plan expenses are sensible and fair for the services provided.

Plan Services gives guidance on the best practices for governance and assists with documenting governance as part of the Annual Review report and periodic meetings scheduled with plan fiduciaries

Plan Documentation

Plan Documentation

All Plan Fiduciaries are responsible for documentation to some degree. Documentation must be accurate and accessible. This documentation also proves invaluable during an audit of the plan by the Department of Labor.

Documentation created by Plan Services includes the Investment Policy Statement (how investments will be utilized by the plan), a fully documented prudent process for investment selection and monitoring that complies with the Investment Policy Statement, and details the education provided to participants about their plan options, most often to demonstrate compliance with ERISA 404(c).

Investment Monitoring

Investment Monitoring

Whether serving as a fiduciary advisor in the 3(21) Investment Consultant or 3(38) Investment Manager capacity, Plan Services utilizes fi360 Toolkit in recommending, selecting and monitoring investments utilized by participants in retirement plans. Documentation of such reviews and recommendations are maintained in order to demonstrate a prudent standard of care as expected by the Department of Labor. 

Depending on each plan's needs, Plan Services may recommend an initial menu and periodic changes or discretionarily select investments and execute replacements as appropriate.

 
 

Our Dedicated Staff

By acting as a fiduciary, our mission is to provide exceptional consultation and management services to retirement plan sponsors, trustees and participants. We strive to set the industry standard for quality and accessibility for trustee and participant education, professionalism, depth of knowledge, and excellent service.

 
 

 Strategic Partnerships

 

Updates and News

 
 

Follow us on Twitter! @CRetirement

Our Dedicated Team

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Senior Management 

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Michelle Warner

Chief Operations Officer

Oversees the day-to-day operations of the firm including Advisors, the Plan Service Team, and Back-Office operations ...

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Jim Wilson

President, CEO, Advisor, CFP®

Jim has been in the financial services industry for 30+ years. 

He is a CERTIFIED FINANCIAL PLANNER™, Accredited Investment Fiduciary®, holds a Series 65, and is currently accepting new retirement plan clients ...

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David Holloway

Advisor, CFP

David has been in the financial services industry for 15+ years. He is a CERTIFIED FINANCIAL PLANNER™, Accredited Investment Fiduciary®, holds a Series 65, and is currently accepting new retirement plan clients ...

 

Advisor Representatives & Plan Support 

Elizabeth Stutzke

Elizabeth Stutzke

Advisor

Elizabeth holds a Series 65 and is currently accepting new retirement plan clients...

Joshua McLaughlin

Joshua McLaughlin

Plan Representative

Coordinates menu changes and provides participants with advice on investment selections upon request ...      

Patrick Morgan

Patrick Morgan

Plan Administrator

Assists with participant paperwork, distribution requests, rollovers, and other administrative tasks ... 

 

Billing, Scheduling, Research & Compliance

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Jen Isotalo

Billing & Reporting

Maintains the firm's portfolio reporting system and processes client bills...  

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Robin Rickey

Office Manager & Scheduling

Oversees all aspects of scheduling for meetings ... 

Molly Chase

Molly CHase

Portfolio Manager

Contributor to investment menu selection and monitoring ...    

Robin Rickey

Sarah Dahmen

Chief Compliance Officer

Responsible for monitoring, testing, and the reporting of the firm's compliance program ...

Participant Resource Center